Apple has announced some exciting new integrations for Apple Pay in iOS 18, enhancing the flexibility of its payment system. As part of its continuous effort to offer more payment options, Apple is rolling out partnerships with Klarna and PayPal, expanding the reach of its payment solutions.

Klarna, a major “buy now, pay later” service, will now be available for users in the U.S., U.K., and soon Canada. This integration allows customers to select Klarna as a payment option when checking out with Apple Pay, either in apps or on the web. Klarna’s popular “Pay in 4” option lets users split their payments into four interest-free installments, similar to the now-discontinued Apple Pay Later service. This move is set to offer even more flexibility for customers making larger purchases, with Klarna offering financing for items ranging from $35 to $2,000.

PayPal is also expanding its presence within Apple Pay. Beginning in 2025, U.S. users will be able to view their PayPal balance directly within Apple Wallet when using the PayPal debit card. This feature enhances transparency for customers, offering better visibility and more convenience when using their PayPal account for purchases.