If you’re filling up for a late-summer road trip (or charging up an EV), Apple just dropped a tiny — but useful — perk: for one month only, Apple Card purchases made with Apple Pay at Exxon and Mobil pumps and qualifying ChargePoint charging stations will earn 5% Daily Cash instead of the usual partner rate. The promotion runs August 15, 2025, through September 15, 2025.
- Promotion window: Aug 15, 2025 → Sep 15, 2025.
- What you earn: 5% Daily Cash when you pay with your Apple Card via Apple Pay at Exxon, Mobil, or qualifying ChargePoint stations.
- Cap: the boosted 5% rate applies to up to $500 in combined purchases at those merchants during the promotion — so the maximum extra Daily Cash you can earn from the bonus (0.02 extra on top of the standard 3%) is $25 (500 × 0.05 = 25).
Apple Card already gives 3% Daily Cash at select partners (including Exxon/Mobil and ChargePoint) when you pay with Apple Pay, and 2% on most Apple Pay purchases elsewhere (1% when you swipe the physical titanium card). This promotion temporarily raises that partner rate to 5%, effectively adding a 2 percentage-point bonus while the offer is active. That makes it one of the better short-term ways to squeeze a little extra value from routine spending if you’ll hit those stations.
Where and how to pay
- Gas: At Exxon or Mobil pumps and attached convenience stores in the U.S., use Apple Pay (tap your iPhone or Apple Watch at the contactless reader), or use the Exxon Mobil Rewards+ app to pay at the pump via Apple Pay. The Apple offer page and Apple support both note pump and in-store purchases at Exxon/Mobil qualify when using Apple Pay.
- EV charging: At qualifying ChargePoint stations, you can pay through the ChargePoint app or using contactless Apple Pay, where available; purchases of ChargePoint home chargers when bought with Apple Pay can also qualify.
Small but crucial detail: this is an Apple Pay promotion — using the physical titanium Apple Card will only earn the usual 1% on purchases, so don’t forget your Wallet when you pump.
- The 5% rate is the combination of the standard 3% partner rate plus a promotional 2% bonus; once you exceed the $500 combined cap, purchases revert to the normal 3% partner rate. Returns or refunds during the offer window may reduce your Daily Cash earned. And yes — this offer is for existing Apple Card holders using Apple Pay.
Who should care
- Frequent drivers who will be topping up multiple times in the promotion window. If your total Exxon/Mobil/ChargePoint spending will approach $500 across the month, this is worth targeting.
- EV owners who use ChargePoint regularly or are planning to buy a home charger — purchases of home chargers are explicitly listed as qualifying in some writeups and Apple’s offer details.
If you only buy a couple of tanks of gas in a month, the absolute dollars won’t be huge — but it’s free cash for behavior you were already planning to do.
It’s a tidy, temporary bonus: a 5% back rate for a month at a narrow set of stations, capped at $500 of combined spending (so up to $25 back). If you’re already likely to buy gas or charge an EV at those partners during the window, it’s a small but real win — provided you pay with Apple Pay.
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